Leading business lending

Access to industry-leading business financing can provide the capital your company needs to grow, operate efficiently, and take advantage of new opportunities. Whether you are expanding an existing business, purchasing equipment, or improving cash flow, the right financing solution can make a significant difference in your company’s success. Our financing solutions are designed to support businesses at every stage by connecting them with trusted lending partners and competitive funding options.

Business owners often face challenges when trying to secure funding through traditional banks. That is why modern financing options now include flexible solutions such as working capital loans, equipment financing, expansion funding, and short-term capital designed to meet specific operational needs. These options can help cover payroll, inventory purchases, marketing initiatives, renovations, or other essential business expenses.

Working capital loans

Equipment financing

Short-term financing

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If you’re interested in an affordable business term loan with monthly payments (this is not SBA financing), that is fixed-rate, long-term, low documentation, and closes quickly, then you’ve come to the right place.

Loans are fixed for 10 years and can be used for working capital, to consolidate debt (including up to 2 merchant cash advances), buy equipment or inventory, or for expansion and other business needs. Loans are cash-flow based, and the last 6-months of bank statements and the most recent filed business tax return must be provided.

  • $25,000 to $200,000
  • 650 Credit Minimum
  • Fixed Interest Rates
  • No Hard Collateral Required
  • MCA Consolidation
  • Streamlined Underwriting
  • 2+ Years Time in Business
  • Most Industries Considered
  • $8,000+ Monthly Revenue Min.
  • Close as Fast as 2 Weeks
Pre-Qualify
  • ✔ Custom Payment Options
  • ✔ Affordable Interest Rates
  • ✔ Streamlined Underwriting
  • ✔ Most Industries Considered
Pre-Qualify
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Market conditions are uncertain, have access to capital when you need it. A revolving business credit line operates like a credit card, usually offering a higher credit limit and lower interest rate, and you pay interest and fees solely on the funds you utilize.

Pay off your balance at any time without incurring penalties and repeatedly draw funds for expansion, emergencies, or any unforeseen business expenses. Credit lines are cash-flow based and in most cases tax returns are not required. 

  • $1,000 to $500,000+
  • Affordable Interest Rates
  • No Credit Score Minimum
  • Up to 36-Month Terms
  • 6+ Months’ Time in Business
  • No Collateral Required
  • $14,000+ Monthly Revenue Min.
  • No Prepayment Penalties
  • Nationwide Financing
  • Same-Day Funding Available


Pre-Qualify
  • ✔ Custom Payment Options
  • ✔ Affordable Interest Rates
  • ✔ Streamlined Underwriting
  • ✔ Most Industries Considered
Pre-Qualify
...

Business owners and property investors can access no income documentation commercial real estate loans, nationwide. This is an asset-based, application-only loan program and no bank statements, tax returns, or financials are required. Most real estate is considered including raw land and residential investment property.

There is no property occupancy requirement, no cash-flow or debt-service minimum, and no third-party appraisal is required in most cases.

  • $50,000 to $500,000+
  • 680 Credit Min. (lower case-by-case)
  • Unrestricted Cash-Out
  • Nationwide (no population min.)
  • Interest Rates from Prime + 2%
  • 5 Year Term, 25 Year Amortization
  • Application-Only Program
  • 50% Maximum LTV
  • Raw Land & Rural Property
Pre-Qualify
  • ✔ Custom Payment Options
  • ✔ Affordable Interest Rates
  • ✔ Streamlined Underwriting
  • ✔ Most Industries Considered
Pre-Qualify
...

Access the nation’s top equipment lenders and tech-powered equipment financing marketplace. Financing is available for most industries and credit profiles, and we’re able to issue approvals in hours, and fund same-day. Use financing to purchase NEW and USED equipment direct from a dealer or vendor, or even from a private party.

Most equipment types are eligible, and you can count on the most competitive terms and a tailored equipment financing structure that works for you. Plus, application-only financing is available up to $350,000.

  • $30,000 to $5 Million
  • Custom Payment Options
  • No Set Credit Score Min.
  • Financing Rates From 8.5%
  • Up to 84-Month Terms
  • Dealer & Private Party Sales
  • 0% Down on Purchases
  • Most Industries Considered
  • Same-Day Funding Available
  • NEW and USED Equipment
Pre-Qualify
  • ✔ Custom Payment Options
  • ✔ Affordable Interest Rates
  • ✔ Streamlined Underwriting
  • ✔ Most Industries Considered
Pre-Qualify
...
Pre-Qualify
  • ✔ Custom Payment Options
  • ✔ Affordable Interest Rates
  • ✔ Streamlined Underwriting
  • ✔ Most Industries Considered
Pre-Qualify
...

Access expedited and automated small business working capital loans and merchant cash advances. One streamlined application enables eligible borrowers to compare multiple financing offers—and funds can be used for any business purpose. Customized payment option with daily, weekly, and monthly repayment terms are available.

Eligible applicants can receive financing approval in only a few hours and funding the same day. We can even consider borrowers turned down by other lenders!

  • $1,000 to $500,000+
  • No Credit Score Minimum
  • Competitive Financing Rates
  • No Collateral Required
  • Streamlined Underwriting
  • 6+ Months’ Time in Business
  • $14,000+ Monthly Revenue Min.
  • Most Industries Considered
  • Nationwide Financing
  • Same-Day Funding Available
Pre-Qualify
  • ✔ Custom Payment Options
  • ✔ Affordable Interest Rates
  • ✔ Streamlined Underwriting
  • ✔ Most Industries Considered
Pre-Qualify

With streamlined application processes and faster approval times, businesses can access funding without unnecessary delays. The goal is to provide reliable financial support that allows entrepreneurs to focus on running and growing their businesses. By gaining access to industry-leading financing solutions, companies can strengthen their financial position, invest in innovation, and confidently pursue long-term growth while maintaining the flexibility needed to adapt in a constantly evolving marketplace.

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Important Material Disclaimer: 

Loan products are subject to credit approval and may be originated by third-party lending partners.

Partnership & Affiliate Services Mortgage purchase, mortgage loan origination, and insurance products (Auto and Life) are offered through our network of licensed third-party strategic partners and business affiliates. Evoqcu is not a licensed mortgage broker or insurance carrier. All financing and insurance products are subject to provider’s credit approval and underwriting requirements. Financial products may be offered by EvoqcuFinance® and her partners. Interest rates, APR, and repayment terms vary based on creditworthiness and market conditions. Private investment funds are managed by Evoqcu Management and offered through Evoqcu Group, LLC.

Regulatory Note:  Investment products are not deposits, are not FDIC insured, and are not guaranteed by Evoqcu Group or its partners. The content on this website is for informational and marketing purposes only and does not constitute financial, investment, legal, or tax advice. Access to certain opportunities may be restricted to Accredited Investors as defined by the Securities and Exchange Commission (SEC). Evoqcu Motors, Evoqcu Finance and Evoqcu, are separate but affiliated entities.

 

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